Lending & Finance

Financing is where a real estate or business transaction is either made durable or quietly compromised. Our attorneys work on both sides of the table: originating and documenting loans for lenders and credit funds, and negotiating and closing them for borrowers and sponsors. Seeing both sides regularly is what makes the negotiation efficient — we know which points are genuinely at risk and which are noise.

We handle the full capital stack. Senior mortgage debt, construction and development facilities, bridge and transitional loans, permanent and agency financing, CMBS originations and servicing matters, mezzanine loans, preferred equity investments, and the intercreditor and recognition agreements that govern how those layers interact when a deal is performing and when it is not.

Just as important, we read the deal economics. Cash management and lockbox mechanics, reserve and escrow structures, recourse carve-outs and the guaranties behind them, financial covenants, transfer and change-of-control provisions, extension and exit tests — these are business terms that happen to be written in legal language. We negotiate them as business terms.

The firm also delivers the closing deliverables the transaction depends on, including entity authority review, organizational document analysis and legal opinions, and we coordinate the diligence, title, survey, insurance and zoning work that determines whether a closing happens on schedule.